Waterfront dream retreat! This is a beautifully maintained 5 bedroom, 3 bath bungalow w/ double garage, & 2 full kitchens, boasting a completely separate suite. Nestled along the Moira River on a stunning private double lot with direct boat access leading to Stoco Lake. This tranquil property is ideal for multi-generational living, year-round enjoyment, or a smart investment opportunity. Step inside the main residence and be drawn to the expansive open-concept living, dining, & kitchen area with a large island & double-oven, perfect for entertaining. Natural light floods the space, while the cozy family room with fireplace creates an inviting atmosphere. The main level also features a spacious primary bedroom, a dedicated office/bedroom, stylish 4-piece bathroom, & a convenient laundry room (originally a third bedroom, easily converted back if desired). The walkout side addition adds even more functional space, complete with a 4-piece bath, a bedroom, eating area, & living space ideal for a bachelor suite, guest quarters, or teen retreat. A major highlight is the fully self-contained 1-bedroom in-law suite, featuring a private entrance, kitchen, bathroom, & a radiant screened-in sunroom perfect for extended family, rental income, or Airbnb. Step outside & soak in the serene setting featuring a beautifully landscaped yard, an L-shaped dock for your water toys, a two-tiered deck including a screened-in gazebo, ideal for entertaining & watching the sunsets over the river, several cozy fire pits for evening gatherings & a circular driveway & double detached garage with space for a workshop. Recent updates include a durable steel roof, electric heat pump, owned hot water tank, updated flooring, & a new floating dock system providing both modern comfort and peace of mind. Whether you're searching for a year-round waterfront residence, a versatile multi-family setup, or a savvy investment opportunity, this Moira River beauty checks all the boxes.